ABSTRACT
Community banks were established in Nigeria to help remedy the rural development problem that has been facing Nigeria since after World War II.
The fundamental concepts of a community bank is of a self sustaining financial institution, owned and managed by community or a group of communities for the purpose of providing credit deposit, banking and other financial services to its members.
The objectives of the research work therefore covered the pace of providing financial and banking services and other facilities to communities that were inadequately supplied with such services, the rapid enhancement of the development of productive activities in rural areas, the promotion of emergence of an effective integrated national financial system that responds to the need of the whole economy from individual and grassroots community level through level of local government areas and states to the national level.
The study also covered the problems encountered by these banks in carrying out their functions and then the recommendations of the possible solutions.
TABLE OF CONTENTS
Title pageii
Approval pageiii
Dedicationiv
Acknowledgementv
Abstractvii
Proposalix
List of tablexii
Table of contentxii
CHAPTER ONE
INTRODUCTION1
1.1Background of the study1
1.2Statement of problem4
1.3The purpose/objective of the study6
1.4Scope of the study7
1.5Research questions8
1.6Significance of the study9
1.7Definition of terms10
CHAPTER TWO
REVIEW OF LITERATURE12
2.1Origin of Community Banks12
2.2Nature and scope of Community Bank17
2.3Objectives of community banks and
functions of community banks22
2.4Techniques of improving community banking service32
2.5Summary of related literature36
CHAPTER THREE
RESEARCH METHODOLOGY37
3.1Research design37
3.2Area for the study37
3.3Population for the study37
3.4Sample and sampling procedure38
3.5Instrument for data collection38
3.6Validity of the instrument38
3.7Reliability of the instrument38
3.8Method of administration of the instrument39
3.9Method of data analysis39
CHAPTER FOUR
DATA PRESENTATION AND RESULTS41
4.1Summary of results45
CHAPTER FIVE
SUMMARY OF FINDINGS, CONCLUSIONS, RECOMMENDATION AND SUGGESTIONS FOR FURTHER STUDY47
5.1Discussion of results47
5.2Conclusions48
5.3Implications of the results50
5.4Recommendations50
5.5Suggestions for further study53
5.6Limitation of the study53
REFERENCES55
APPENDIX57
