ABSTRACT This research study examines the impact of microfinance banks on the economic growth of Nigeria. The general objective of this study is to ascertain the impact of micro-finance bank to the economic growth of Nigeria. The other specific objectives of this include: to determine the relationship between loans and advances of microfinance... Continue Reading
ABSTRACT This study is an assessment of the impact of budget implementation in the attainment of the Millennium Development Goals (MDGs) – Related programmes in Anambra State, with the sole objective of examining how the state’s policy and spending autonomy significantly enhance the achievement of the MDGs – related programmes. It is based... Continue Reading
ABSTRACT The area of major concern for the general public after the Bank of Ghana (BoG) approved a purchase and assumption of UT Bank and Capital Bank to Ghana Commercial Bank (GCB) was the uncertainty surrounding the employment status of employees of the acquired banks (UT and Capital bank). It was in this light that this research sought to fill... Continue Reading
Abstract Mobile money is an important phenomenon for the cause of financial inclusion in developing countries. The value and volume of both mobile money transactions and payment systems transactions have tredemously increased in Ghana. This study sought to investigate the adoption of mobile money by Ghanaians, using members of the University of... Continue Reading
ABSTRACT Studies on the impact of import duties on the spare parts industry and Abossey Okai market to be specific are limited. Most of the available studies conducted in this subject area have focused attention on the challenges of the automobile industry. It is in this regard that this study sought to evaluate the impact of import duties on the... Continue Reading
ABSTRACT Credit extension is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the credit management in the banking industry in Nigeria with particular reference to first Bank of Nigeria PLC. The importance of credit in the economic... Continue Reading
ABSTRACT Fraud is an epidemic dimension that has eaten deep into the banking sector as well as the entire economy. Its devastating effect manifests itself in the deteriorating balance sheet of banks as well as in economic backwardness. As a result, measures to eradicate fraud in banking sector become a central focus of the government and the... Continue Reading
INTRODUCTION At the dawn of the 21st century, Nigeria, only recently restored to democratic rule, had a promising economic outlook for the ensuing decade. After several years of sanctions stemming from the political misadventures of the Abacha regime, the international business community was ready to welcome her 150 million plus market back into... Continue Reading
ABSTRACT At that place were so many difficulties which this research work was confronted with bank officials were so loath to give out helpful information about this problem and there was likewise the cost of research and limited time for learning analysis and prop or interpretation of data effort was reached by the researcher to personally... Continue Reading
ABSTRACT This study presents an extended technology acceptance model that integrates innovation diffusion theory to investigate what determine user mobile commerce acceptance. This paper models the factors relationships such as perceived usefulness, perceived ease of use, personal innovativeness, subjective norms, behavioral control and... Continue Reading
BACKGROUND OF STUDY The Nigeria banking industry has witnessed a lot of changes since the mid 1980’s and this is reflected in the increased volume and complexity of bank operations, increased innovations and varieties in product and service delivery. These development have not only been technology driven but have influenced move technological... Continue Reading
ABSTRACT There in a misconception as to the role of the auditor in relation to fraud. Management has hence put in place a system of internal control adequate to its circumstances in order to help it ensure the reliability and accuracy of company records. Despite all these there have been celebrated cases of fraud in financial institutions.... Continue Reading
ABSTRACT The purpose of the project is to know to the extent small businesses in Nigeria has been able to obtain loans and advances from Nigeria commercial bank as a major sources finances to the economy. The term “small scale business” are those small businesses that fall within the category of business with not more than five hundred... Continue Reading
INTRODUCTION 1.1BACKGROUND OF THE STUDY The Central bank of Nigeria (CBN) started with effect from 2002 fiscal year, adopt a medium term perspective monetary policy framework. Unlike earlier program which where designed for one year, the new programmes is for a two year period beginning January 2002 to December 2003. the shift is in recognition of... Continue Reading
INTRODUCTION 1.1STATEMETN OF THE PROBLEM AND THE PURPOSE OF THE STUDY It is a common knowledge that the third would countries are generally poor. Even though there are poor people in developed world they are not comparable to the developing world. In African Nigerian is regard as the giant of African because of its abundant natural and human... Continue Reading
ABSTRACT Distress in the Nigeria banking industry has today become a great source of concern to the entire financial system in particular and the economy in general. For rapid economic growth, the nation banking sector must be stable, safe and sound so as to be able to generate saving needed for investment. The rampant distress witnessed in... Continue Reading
ABSTRACT This research work is aimed at finding the effect of training development in banking operation. The purpose is to determine the relationship between the level of productivity and human resources, training and development, discovered the causes of high labour funnier in bank. Also to determine whether the availability of training and... Continue Reading
ABSTRACT This study is set out to investigate the response of the Nigerian Commercial Banks to the need for innovation (through the introduction of new products service) for the enhanced improvement in their profit position, giving the ever-changing financial and monetary policies, the creation and establishment of new financial institutions which... Continue Reading
INTRODUCTION 1.1STATEMENT OF THE PROBLEM The impact of monetary banks in Nigeria economy. The term monetary policy can be defined as the combination of measures designed to regulate the supply of money in an economy. It is specifically designed to regulate the availability of credit in order to attain staffed objectives. It involves the... Continue Reading
INTRODUCTION 1.1STATEMENT OF PROBLEM AND PURPOSE OF STUDY It is reasonable to admit that everything one does have a reason behind it. Therefore, it is good to mention here that there is a cogent reason and purpose for this research work. For this purpose the project seeks to identify the likely effects of lack of funding to the provision of... Continue Reading
1.1 STATEMENT OF PROBLEM AND PURPOSE OF THE STUDY There are problem associated with out banking system. They include: Fraud in totality /personal intents) Poor banking services and banking equipment Long queues causing long stay and delays in the bank industry Inefficiency caused by another especially manager and bank... Continue Reading
ABSTRACT This project with the impact of management and risk on Nigeria Banking Industry. A case study of AFRI-BANK Nigeria Plc. Risk management as we can see originated form United State of America. This concept of risk management was on established policy on protecting the assets of an organization, institutions etc from being destroyed as a... Continue Reading
ABSTRACT The operating bank account problem and solution is aimed at determine the various problems banks are accounting in operating their account. The central concern of this work is to study these problem banks uncounted in operating their customer account in the bank and proffer solution to checkmate them. In the process of trying to find out... Continue Reading
ABSTRACT A banker is a person carrying on the business of receving monies and collecting drafts from customers subject to the obligation of honoring cheques drawn upon them from time to time by their current account. Banking is the business of receiving monies form outside sources as deposit irrespective of the payment of interest, and the... Continue Reading
ABSTRACT The aim of this research is primary to investigate the evaluation of the role of central bank of Nigeria in ensuring efficient and effective banking operation in Nigeria. The study was carried out in order to determine the role central bank of Nigeria has to play as an apex bank. Central bank as an apex bank are responsible central bank... Continue Reading