Abstract Computers and telecommunication system have become very important as delivery systems and productivity tools of electronic data and information. Nigerian banks have now realized that banking today requires prompt delivery of services, efficiency and the ... Continue Reading
ABSTRACT Credit extension is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the credit management in the banking industry in Nigeria with particular reference to first Bank of Nigeria PLC. The importance of credit in the... Continue Reading
ABSTRACT The study was designed to examine mergers and acquisitions in Nigrerian banking industry. The need to carry out this study rose from the challenges faced by Nigerian banks despite the reduction of banks from the end of 31st December 25. These changes faced by banks in the country have made researchers to questioin the effeiciency of the... Continue Reading
CHAPTER ONE INTRODUCTION 1.1BACKGROUND TO THE STUDY The world is evolving every day. Gone are the days when communication was limited to face to face, signals or by postage. Today communication can take place between two or more people from any distance in the world through telecommunication or internet or other technological means. But the... Continue Reading
ABSTRACT The IFRS adoption is already an issue of global relevance among various countries of the world due to the quest for uniformity, reliability and comparability of financial statements of companies. This research paper investigated the effect of IFRS adoption on Financial Statements. The population consists of quoted companies in Nigeria... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Robust economic growth cannot be achieved without putting in place well focused programmes to reduce poverty through empowering the people and increasing their access to factors of production, especially credit. The latent capacity of poor for entrepreneurship would be significantly... Continue Reading
ABSTRACT This research work investigated the effects of micro-financing on Micro and SmallEnterprises (MSEs) in South-west Nigeria. The study examined how micro-finance andnon-financial micro-financing activities and features such as group membership, pre-loantraining, cross guaranteeship, loan size, technical and managerial training, among... Continue Reading
ABSTRACT Deficit Financing plays an extraordinary and growing role in achieving full employment in Nigeria sustainable economic growth, price stability and poverty reduction. Theoretically, both Keynesian and neoclassical economists provided tools for government's intervention, particularly with... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Microfinance has gradually developed to be a worldwide movement, no longer being a subject matter of microfinance practitioners alone. Governments, donors, development agencies, banks, foundations, corporations, business communities, civil societies, researchers, universities, consultants,... Continue Reading
CHAPTER ONE INTRODUCTION 1.1. Background of the study Mobile banking is an innovation that has progressively rendered itself in pervasive ways cutting across several financial institutions and other sectors of the economy. During the 21st century mobile banking advanced from providing mere text messaging services to that of pseudo internet... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Manufacturing firms are considered important in both developed and developing countries. They are producer of goods and services which help to increase economic growth and contribute significantly to employment creation. Although they play a crucial role in economic growth and... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Every company operates within the internal and external environments of business. The internal environments are within a firm such that the prevailing factors are most times very subject to the control of the managers. The external environment has to do with the larger business... Continue Reading
CHAPETR ONE INTRODUCTION 1.1 Background of the study 1.2 Statement of problem 1.3 Objective of the study 1.4 Research Hypotheses 1.5 Significance of the study 1.6 Scope and limitation of the study... Continue Reading
Abstract The survey research design was adopted to determine whether the financial management practices of small firms in Nigeria impacted on their profitability, growth and survival. Five independent variables (accounting systems, financial management information, working capital management, budgeting practices and managerial planning) were used... Continue Reading
CHAPTER ONE INTRODUCTION It is now common knowledge according to egbe(2000) that the 1980’s witnessed a rapid growth of commercials banking activities in many Nigeria rural communities where banking habits, culture, commitment and community development was poor if not non –existent It is instructive to note that during this period, community... Continue Reading
ABSTRACT This study analyzes “the effect of loan management in relation to banks’ profitability” A cases study of First Bank Nigeria Plc Enugu state. This study reveals why banks are into loans and how the loans granted by banks could affect the profitability of the bank and also how it is being managed. The methodology of the study,... Continue Reading
Abstract This research was carried out to examine the effective service delivery by banks in Nigeria through the use of (ICT). There have been series of assumption that the use of information and communication technology has greatly enhanced the output of the banking sector in Nigeria. It is in a bid to confirm these assumptions that the... Continue Reading
Abstract This study examines the role of Microfinance bank in the development of small scale enterprise using Afemai Microfinance Bank as a Case Study. The main objective of this study is to ascertain if microfinance bank provide for the needs of the people and also to examine if microfinance bank help in the provision of soft loan to assist the... Continue Reading
Abstract This study examines the impact of cash liquidity on the performance of deposit money banks in Nigeria. Cash liquidity is essential in all banks to meet customer withdrawals, compensate for balance sheet fluctuations, and provide funds for growth. The broad objective of the study is find out the effects of account receivable on financial... Continue Reading
Abstract This study examines the impact of bank recapitalization on sock market development. To meet the N25 billion recapitalization benchmark, the Nigerian capital market became an option as well as an avenue for consolidation of banks via mergers and acquisition. This study examined the impact of banks recapitalization on stock market... Continue Reading
ABSTRACT This research work is set out to investigate issues challenges and opportunities in the Niger a Banking industry. Also to see if a significant relationship exist between corporate governance, ethics and bank failure. Relevant data were collected using well structured questionnaire. The statistical technique for data analysis and test of... Continue Reading
ABSTRACT This research work was conducted to examine Treasury management strategies and challenges in the Nigeria. Banking industry, identifying the various types of bank treasury products, their challenges and the strategies applied by difference banks in marketing their new and existing treasury products. The study analyses the treasury... Continue Reading
ABSTRACT Microfinance banks are banks that provide banking or financial services other than services provided by commercial banks targeted at people living in the rural dwellers. Microfinance banks have able to improve the banking habit of the rural dwellers I,e the degree at which the rural dwellers make use of banking service or patronize banks.... Continue Reading
ABSTRACT The purpose of this study is to identify and the impact and solution of Bank fraud an other sharp practice on the Banking Industry in Nigeria. The research is a primary research in the sense that it is established to investigate the causes and other sharp practices in Banking Industry in Nigeria. The research covers the staff of Nigeria... Continue Reading
ABSTRACT This research work is to show the impact of computerization on product creation and service delivery in Nigeria banks. However, the project work was designed to examine the impact of computerized banking operation that is how banks operate effectively with the use of computer system. The method of gathering information was through the sue... Continue Reading