CHAPTER ONE INTRODUCTION 1.0 Background to the Study The concept of credit can be traced back in history and it was not appreciated until and after the Second World War when it was largely appreciated in Europe and later in Africa (Kiiru, 2004). Credit risk management has been an integral part of the loan process in banking business. Credit risk... Continue Reading
ABSTRACT The broad objective of this study is to investigate the implications of poor corporate governance practice on the banking system stability in Nigeria. Specifically, the study sought to; examine the effect of board composition on the banking system stability in Nigeria; to evaluate the effect of board size on the banking system stability... Continue Reading
ABSTRACT This research work was on the appraisal of internal control system as a means of preventing fraud in Nigerian Financial Institutions. However for a more detailed study a case study was carried on First Bank Plc Onitsha Head Office. The bank understudy was selected by simple random sampling. This study was necessitated because of... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 Background to the Study In every economy the banking sector is considered to be the vital source of financing economic... Continue Reading
ABSTRACT Information and communication Technology (ICT) has become a key element in every house hold, economic development and every areas of human endeavor it is also seen as the backbone of knowledge base economics in terms of operations, quality delivery of services and productivity of services. Therefore, taking advantage on Information... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 Background to the Study. The business world is gradually changing into a complex sector of the society and there are many problems in the business sector, but that which involves reward to workers is difficult to understand. The question now is: how long will the worker work for just salaries? Only bad labour relations... Continue Reading
1.0 CHAPTER ONE 1.1 BACKGROUND OF STUDY Banking reforms have been an ongoing phenomenon around the world right from the 1980s till date, but it is more intensified in recent time because of the impact of globalisation which is precipitated by continuous integration of the world market and economies. Banking reforms involve several elements that... Continue Reading
ABSTRACT The study examined the relationship between employee motivation and organizational performance of selected food and beverage companies in ogun state, a case study of Nestle Nigeria Plc and Cway Foods and Beverages. The study employed the survey design and the purposive sampling technique to select 450 staff across management, senior and... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The purpose of business as asserted by Peter Drucker is to create customers and provide them with two basic functions of marketing and innovation. In today’s intense competitive business environment, these words ring more bells. A well-designed marketing strategy can make all the... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY It is universally acknowledged that the banking industry plays a catalytic role in the process of economic growth and development. This acknowledgement is reinforced by contemporary conceptualism to the effect that banks are a veritable vehicle for mobilizing resources... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The Nigerian banking sector, which plays the intermediation role between the surplus and deficit sectors of the economy, propels the development and growth of the economy. Soludo (2004), proposes the reform of the banking sector with the sole objective of moving the economy forward and... Continue Reading
ABSTRACT The stock exchange in Nigeria has been enmeshed in a series of controversies in recent time, therefore this study examined the impact of the stock exchange on the generation of capital for commercial banks in Abeokuta metropolis. This descriptive survey research design was adopted and the sample size comprised... Continue Reading
ABSTRACT This study intends to examine the impact of credit risk on bank performance in Nigeria for the period 2004-2014. The pervasive incidence of non-performing loan is one of the prime causes of failure in the banking system. The internal exams to ascertain if loans are with collateralized and self-liquidating could not... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Outsourcing is a management strategy by which an organisation delegates major or non-core business functions to specialised and efficient service providers. (Rajee & Hammed, 2013). During the last decades, Nigeria business enterprises came under pressure to restructure and improve their... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Banks play an important role in financial system and the economy of a country. Banks among other financial institution are organizations which through its activities (Such as accepting or accepting and handling of deposit of its customer, making available loans to individuals and... Continue Reading
Abstract This research work assess the effect of bank charges on saving culture a case study of union bank Enugu. On this research work we determine the relationships between banks and their clients suggest that there are many factors that are at play in determining... Continue Reading
ABSTRACT The use of electronic banking has become widespread in Nigeria with SMEs adopting it as customers’ relations strategy for improved operations and service delivery. The major focus of this paper is on assessing the impact of electronic banking on the small medium enterprises. Chi-square... Continue Reading
ABSTRACT This study reviewed the concept of electronic banking (e¬-banking), examined its prospects for Nigerian banks and discussed associated risks. The study also went further to state the guidelines for e-banking as provided by the Central Bank of... Continue Reading
THE IMPACT OF MICRO-FINANCE INSTITUTION IN THE PROVISION OF SHORT-TERM LOAN TO SMALL SCALE ENTERPRISES (A STUDY OF EKONDO MICROFINANCE BANKS LIMITED), CALABAR SOUTH LOCAL GOVERNMENT AREA. CHAPTER ONE INTRODUCTION Entrepreneurship is the foundation for small scale enterprises. Small scale enterprises are the key for economic growth and development.... Continue Reading
ABSTRACT This study seeks to investigate whether the International Financial Reporting Standards (IFRS) in Nigeria has been complied with in Nigerian Banks. It is phenomenon for every organization (including banks) to adopt (IFRS)... Continue Reading
(A CASE STUDY OF ACCESS BANK, GARDEN AVENUE ENUGU STATE Abstract Computers and telecommunication system have become very important as delivery systems and productivity tools of electronic data and information. Nigerian banks have now realized that banking today requires... Continue Reading
CHAPTER ONE INTRODUCTION BACKGROUND OF STUDY There is increasing evidence which suggests that today more than ever before, employees are working in an atmosphere of anxiety and stress. A fundamental and dynamic shift is taking place in the world of work. Many have called this change the third... Continue Reading
DELIVERY CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY It is believed that the goal of every organization is to meet the needs and aspirations of its stakeholders. Meeting these needs and aspiration of the stakeholders will not only ensure the survival of the organization but also allow it to... Continue Reading
THE RELATIONSHIP BETWEEN FOREIGN DIRECT INVESTMENT AND ECONOMIC DEVELOPMENT IN NIGERIA CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Foreign direct investment (FDI) is a direct investment into production or business in a country by a company in another country, either by buying a company in the target country or by expanding operations of... Continue Reading
ABSTRACT The community banking scheme has been in operation since December 1990, and has to a large extent achieved its objectives as a vehicle for poverty alleviation at the grassroots’ level. With about 1000 unit community banks and hundreds of thousands of customers, the banking habit has reasonably increased in the rural areas. The poor... Continue Reading