INTRODUCTION BACKGROUND OF THE STUDY The history of banking and lending dates back to the barter period and the period when sold Smiths were used as acceptors of deposits from the public. Banking developed out of the Gold Smiths who developed the practice of storing people’s gold and valuables for safe keeping. At first, such establishments were... Continue Reading
INTRODUCTION This topic titled the product development in Nigeria commercial bank. Today commercial bank and banks in general are faced with a lot of competition and problem in the banking sector/ market so commercial bank and banks in general don’t wait for customers but they look for customers because of the competition in the filled. To days... Continue Reading
ABSTRACT In spite of various reforms over the years, the Nigerian banking sector has continued to experience a number of bank failures. The period of 1994-2013 witnessed a wave of systemic distress culminating in another round of bank failures. Not-withstanding the heavy impact this ugly and recurring development has inflicted on this sector, the... Continue Reading
ABSTRACT The major energizer of economic and development in Nigeria since independence is the financial industry. The government has been formulating various monetary and fiscal policies commercial banks under the strict supervision of the Central Bank of Nigeria. To be able to pursue these policies towards ensuring methodical, economic,... Continue Reading
CHAPTER ONE 1.0 INTRODUCTION Modern commercial banking in Nigeria dates back to the early period. The decline in barter system of trade and the rise in financial transaction of the colonial government required an institution in the form of commercial bank for safety and transmission of fund. It was for purpose that African banking corporation... Continue Reading
ABSTRACT Financing agricultural project is the gradual nuturing emelishing to a large, matured and organized state of the human aspect of labour in any organization inorder to make him be acquainted with his duties and this make him perform effectively in his duties towards playing a role in this subject. Banks have gone a great extent in training... Continue Reading
I NTRODUCTION 1.1 STATEMENT OF THE PROBLEM AND PURPOSE OF THE STUDY Investment generally speaking is a function of saving. Without saving there can be no investment. Saving on the other hands is a function of income. This is because excess of income over expenditure lead to saving. In Nigeria however, the average income level is very low. In view... Continue Reading
ABSTRACT This study is intended to evaluation the effect of banking regulation on the performance of the Nigeria banking system from 1999-2006. Since bank failure and distress may result in server monetary contraction and dislocation of the real economy making people to loss confidence in the banking system. This brings about supervision and... Continue Reading
ABSTRACT The study was done to ascertain the role of commercial banks in financing small-scale agriculture in selected areas of enugu agricultural zone. The aim was to determine the extent to which commercial banks have given out loans for small scale agriculture in comparison with other source of credit, and to look into the problem faced by both... Continue Reading
ABSTRACT The importance of banking industry to every economy cannot be ignored. Bank is a place where all financial transaction of an economy impinges on. On the other hand, the impact of computers in alleviating some of the problems encountered by banks cannot be over-emphasized. Computer is seen as the most needed tools of improving banking... Continue Reading
ABSTRACT This research work was undertaken to find the expected impact of OMO are the reduction of unemployment associated with price level stability. The prospect of Omo was also to find whether or not the production omo reduce inflationary rate, economic growth and others such as exchange rate stability and balance of payment equilibrium. To... Continue Reading
ABSTRACT This Project goes into the Roles of Electronic Banking in Nigeria, the supervisory framework. The security for the money, the component of the Electronic Banking, finding and recommendation for future uses. It is of a great importance to the students of Financial and Business Studies and those in economics. It is a very important to... Continue Reading
ABSTRACT The proliferation of banks in Nigerian economy resulted in cutthroat competition among banks, the phenomena in informed the decision to probe into how banks market their financial services. In other words, the focus of this work is to find out the marketing strategies adopted by banks to create awareness of their products. To customers,... Continue Reading
ABSTRACT This research studied the contribution of inspectorate department as an effective measure to Union Bank of Nigeria Plc. To guide the study research questions were formulated, using questionnaires as an instrument. The data collected were analyzed using sample percentages, some of the findings among others are: 1) Inspectorate department... Continue Reading
ABSTRACT Bank is a place which deals with customers accounts both savings, deport loan, etc. The above mentioned processes and activities are not only time consuming but also not secured when done manually. The complexity and strain processes involved. The work will give birth to a computerized real time savings account transaction processing... Continue Reading
ABSTRACT Capitalism is seen as an economic system or market economy was there is free allocation of market resources and free private participation in economic activities. The capitalist concept is manifested in the early 19th century, the period of industrial revolution. Since this period to the present date, capitalism has controlled the... Continue Reading
INTRODUCTION 1.1 BACKGROUND OF THE STUDY. A community bank which were established by federal government in December 1990 were designed to operate as a unit bank, a unit bank is the one which is authorized licensed to operate within a given locality where it is only authorized to open a simple office that serve as both head and Brach office. The... Continue Reading
INTRODUCTION 1.9 BACKGROUND OF STUDY The banking industry has been known for its intermediary role in providing financial assistance (credit) needed in the economy. this role of financial intermediation is carried out in so many ways. First to be mentioned is the granting of loans and advances to customers which constitutes the major part of... Continue Reading
ABSTRACT Fraud is an awful phenomenon, which like a view has invaded Nigeria banking industries and the society in general, and puts any organisation that is comes into in a distress point of in a state of liquidation. This study highlights the nature and various types of fraud, causes of bank fraud extent of fraud in banks, effect of bank fraud,... Continue Reading
ABSTRACT This work entitled “The Analysis of the performance of computerization on the Nigeria financial system” spans through chapters and can be said to be very timely and significant. The first chapter treats the introductory aspect of the work and comprehensively issues lie statement of the problems, purpose/objective of the study,... Continue Reading
ABSTRACT This research project is a very crucial study on the Role of Nigeria Agricultural Co-operative and rural Development Bank. The study is motivated by the necessity to establish the extent of Agricultural Co-operatives. To solve the research problem primary and secondary data was collected. The data were questionnaire and oral interview.... Continue Reading
INTRODUCTION Before the establishment of the Central Bank of Nigeria the West African Currency Board (WACB) which was established in 1912 had the responsibility for issuing legal tender currency. The WACB was set up to promote the financing of the export trade. It was the duty of WACB to issue West African currency. The exchange of existing... Continue Reading
ABSTRACT This project work shows the pictures and profiles of all the central bank of Nigeria governors and their deputy, and the Nigerian currency from 1958 to date. The central bank of a country is the apex financial institution with the entire financial institution. It promotes monetary stability and sound financial system. The Central Bank of... Continue Reading
ABSTRACT Fraud is an epidemic dimension that has eaten deep into the banking sector as well as the entire economy. Its devastating effect manifests itself in the deteriorating balance sheet of banks as well as in economic backwardness. As a result, measures to eradicate fraud in banking sector become a central focus of the government and the... Continue Reading