1.0 INTRODUCTION The banking decree of 1969 in defining the banking business incorporated all the functions of the institutions. However, in terms of what services banks offer to the public, three stand out distinctly deposit and payment mechanism, finance and credit and money creation. The role the banks play by facilitating payments for goods... Continue Reading
ABSTRACT The economic policies or interpretation of such policies has always left a key question unanswered, how much authorities do such policies allow the banks to use their powers to lend, to made remarkable impact in the overall economic situation in the country. Like in banks in most developing economic (Nigeria inclusive) the role of... Continue Reading
ABSTRACT Accountability is the sole of any business entity. The main aim of any business is profit maximization. This can be achieved if the financial mismanagement is properly examined Emenite limited Enugu is a company, which concentrates much on the manufacturing and distribution of ceiling boards, corrugated roofing sheets, roofing tiles,... Continue Reading
ABSTRACT This topic is about liquidity management, which means the ability of a bank to determine for itself, the appropriate point in time. This is done by looking at it’s credit portfolio is an indispensable factor for the success of any enterprise. The success or survival of commercial banks, like any other business organization is a function... Continue Reading
ABSTRACT The purpose of this research is to examine the impact of credit management on commercial banks. The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account ahs continued to increase in bank lending. Obviously this has adverse effect on banks since it... Continue Reading
INTRODUCTION This research work is designed to study the impact of computer Application on the commercial banks in Nigeria. One of the technologies that have the greatest impact on our commercial banks now is the computer power with its attendant daily operations. The computer is designed to help the banks in many ways which include: Speedy... Continue Reading
Loan synducation as a source of business finance in Nigeria PREFACE In our economy today, investment in capital project requires large capital outlay. The cost of these investment have made it impossible for one financial institution to finance such investment requiring huge capital outlay.Banks as supplier of fund, need to endeavour to meet these... Continue Reading
ABSTRACT The study examines the impact of service delivery on customers’ patronage in the Nigerian money deposit banks. The study focus on the types of services rendered by banks and how such service(s) guarantee the satisfaction of the customers. Primary source of data especially questionnaire was relied upon in gathering necessary data and... Continue Reading
ABSTRACT The purpose of this research is to examine the saving behaviour of bank customers, their responses to saving. In carrying out the study, review were made on some related works in different libraries here in Delta State as basis of the study with United bank for Africa as our case study. The study circle all about customers behaviour... Continue Reading
INTRODUCTION 1.1 BACKGROUND OF THE STUDY Even since the inception of the first three successful indigenous banks in Nigeria, the National Bank of Nigeria established on February 11th 1933, the Agbommagbe Bank (now wema Bank Nig Plc) in 1945, The African continental Bank Plc in 1947 and others subsequently established in the country during the... Continue Reading
INTRODUCTION A bank is considered liquid when it has asset and investment in security that are easily reliable at a short notice without a loose to the bank together with the ability to raise fund from he other source, to enable it to meet its payment obligation and financial commitment in a timely manner. In addition there should be financial... Continue Reading
INTRODUCTION It is already stated that money is a common demonstration in which the rate, relation value of good and services can be expressed. Throughout history any community which form itself unto a nation for the purpose of self government immediately introduces its own distinction out of account- monetary out of account (legal Tender) In the... Continue Reading
INTRODUCTION 1.1 Background of the study In recent times, many Nigerians are living witnesses to the spate of failures, fraud and distress in the banking industry. On the other hand, it is not far from the truth to staff that some banks in the country have been able to forge ahead and keep their head above waters inspite of the economic... Continue Reading
INTRODUCTION 1.1 STATEMENT OF THE PROBLEM / OBJECTIVE OF STUDY Banks is very important in the life of a nation according to Umoh (1994) the banking industry plays the role of the engine of growth for the economy, the view was supported by Bello (1993) The Banks Faced a lot of Problem which made the customers to be fraud of the of their deposit and... Continue Reading
ABSTRACT This research work has set out to determine “Evaluation of the internal Control System in the Nigeria Banking Industry (A study of Eco Bank Plc, Onisha, Anambra state), In actual fact, a problem was identified in some situation, management have constantly claimed effective internal measures adopted but financial management has not... Continue Reading
BACKGROUND OF THE STUDY Industrial development can be defined as a growth in the manufacturing sector. Like in most other developing countries, the government is the main initiator of industrial development in Nigeria. This grant concern has been reflected in the national development plan adopted so far. The determinants of industrial development... Continue Reading
ABSTRACT Financial statement is an information that shows the summary of state of affairs of an organization. Inflation is phenomenon that sources distortion to a financial statement of an organization. This is as a result of the use of historical cost accounting in preparing the financial statement. The in depth of this project work has been... Continue Reading
INTRODUCTION Central bank of Nigeria is the apex financial institution in Nigeria charged with the responsibility of maintaining fiscal and monetary. Stability in the economy. The CBN has its headquarters in Abuja (F.C.T) with some zonal offices in Lagos, Kaduna, Enugu and Ibadan. It is located in Enugu zone at Opara Avenue. In this study, the... Continue Reading
ABSTRACT This research work is handy in the study of current inflation and economic activities in Nigeria. The inflationary hypothesis aims at finding out if there is any adequate control of inflation in relation to economic activities in Nigeria. In this project we discuss the scopes definition of term and limitation. We also discuss the... Continue Reading
CHAPTER ONE 1.0 INTRODUCTION 1.1 Background of the study Access to credit has a positive impact on economic growth and affect the distribution of income. The evidence that finance is a constraint on development is overwhelming as studies have shown that a significant positive correlation exists between variable which capture through in the... Continue Reading
CHAPTER ONE 1.1 INTRODUCTION The objectives of establishing Central Bank of Nigeria were to serve as banker to the banking systems, to perform supervisory role over the commercial banks and issue currency thus requiting the supply of money in the country. It also acts as financial adviser to the government on monetary policies and... Continue Reading
1.1 STATEMENT OF PROBLEM AND PURPOSE OF THE STUDY There are problem associated with out banking system. They include: Fraud in totality /personal intents) Poor banking services and banking equipment Long queues causing long stay and delays in the bank industry Inefficiency caused by another especially manager and bank staff. ... Continue Reading
INTRODUCTION 1.1 STATEMENT OF PROBLEM AND PURPOSE OF STUDY It is reasonable to admit that everything one does have a reason behind it. Therefore, it is good to mention here that there is a cogent reason and purpose for this research work. For this purpose the project seeks to identify the likely effects of lack of funding to the provision of... Continue Reading
INTRODUCTION 1.1 STATEMENT OF THE PROBLEM The impact of monetary banks in Nigeria economy. The term monetary policy can be defined as the combination of measures designed to regulate the supply of money in an economy. It is specifically designed to regulate the availability of credit in order to attain staffed objectives. It involves the expansion... Continue Reading