ABSTRACT An overview of risk associated with bank loading in the banking sector is a topic Chosen from the financial field. The purpose of this research work is to identify the factors and effect of risk in the financial institutions with special reference to banks. This research work will expose us to: 1. Find out the extent to which risk of... Continue Reading
ABSTRACT The banking sector has proved a very reliable tool in the development of the nation’s economy and also in the management of individual finances. However, the distress in the banking system has drastically reduced public confidence and interest in the institution hence, community bank patronage continue to dwindle to a surprising point.... Continue Reading
ABSTRACT This is a research into the nature of banking services to find out the reason and suggest toward the performance creditably in banking services. Having carried out an intensive research I cam to the following recommendations/conclusion. The customers can do without the banks but the banks cannot do without the customers. Therefore the... Continue Reading
ABSTRACT The classical economics hold that trading is good and essential for every human being. Relatively one is better of in concentrating in the production of these goods and services in which he has competitive and comparative and advantage and buy from others those goods and services which they can produce relatively more cheaply. This is... Continue Reading
ABSTRACT This project was a through research into the role of community banking in the economic development of Nigeria. Its cardinality is to investigate the performance of community banks and to what extend they her contributed in the economic development of Nigeria especially in these rural areas they was established. It also endeavoured to... Continue Reading
ABSTRACT This research work is intended to do analysis of rural banking habits f the rural communities of the Nigeria and to analyze the various problems militating against the successful implementation of the rural banking awareness from the central bank annual report and statement of account 1999. Survey conducted it was revealed that the... Continue Reading
ABSTRACT This research aims at tracing the problems that borrowers do encounter while obtaining loans from banks and the causes of these problems. The researcher trims to view these problem emanating from the borrower method of application vis-à-vis the central bank credit guidelines and the commercial bank principles and practice of lending. The... Continue Reading
I NTRODUCTION 1.1 STATEMENT OF PROBLEM AND PURPOSE OF STUDY most developing countries like Nigeria which depend more on importation has been affected strongly due to the import restriction on the economy. For the fact that the standard of living of the economy is proportional to the rate of importation of goods into the country. One of the... Continue Reading
ABSTRACT The topic of dissertation is The Role Of Commercial Banks In Financial Small Scale Industry In Nigeria. A case study of union bank of Nigeria plc. The major objective of the study is to ascertain the extent to which union bank of Nigeria plc has helped to financial small scale industries/. Instrument of data collection is questionnaires... Continue Reading
Abstract This study is carried out with the aim of evaluating Nigeria tax system with special emphasis on value added tax – study of Federal Board of Inland Revenue (FIBR). It began with the history and development of Nigeria tax system right from its introduction between 1804 and 1810 and went through the fields of various tax It main purpose... Continue Reading
ABSTRACT Banking industry in Nigeria has come of age. It started in 1894 by the statement of first bank of Nigeria. Since then the number of banks in Nigeria has been on the increase. In 1993, the guest for indigenous banking started and later in the decade natwnal bank was registered the flood gate for banks was opened with the affainment of... Continue Reading
ABSTRACT This research work scrutinized the role of Banks in Export Financing. Export financing is very important, as Nigerian exporters have to compete with exporters from other pats of the word. Particularly those from industrial countries who are already in the market and have easy access to various type of export finance sources. To be able to... Continue Reading
ABSTRACT The introduction of interest rate was first abolished during the medieval time and was legal in 1545 by King Henry VIII who abolished the usury laws and was later condemned. The central Bank of Nigeria later introduced interest rate deregulation into the monetary system, which was a part of the structural adjustment program (SAP)... Continue Reading
ABSTRACT The major function of the Nigerian Agricultural, co-operative, Rural and Development Bank is provision of loans and advances to individual and corporate farmers. However, there are series of reasons for the need for special funding towards agricultural sector. The agricultural sub-sector is saddled with peculiar risks, risks that can... Continue Reading
INTRODUCTION Nigeria still presents a clear reflection of the third world economy in which the growing economy has some working machinery, monetary and fiscal policies that aimed towards maintaining a balance in the entire economy so that growth and development, which is the ultimate goal of every economy, is realized. Generally, monetary policy... Continue Reading
INTRODUCTION Actually the banking industry has gone far into information technology management and others in the delivery of their customer’s services. Through information technology is subsumed in the concept of information management. Hence, information technology is narrower than information management but also depends heavily on network of... Continue Reading
ABSTRACT Contribution of financial institution is not just for more development, but also grow the economy of Nigeria. This is because the commercial bank attitude to the public is quiet However, this study is aimed at identifying the contribution of financial institution in Nigerian economy, also to decimate its problem and prospects in Nigeria... Continue Reading
INTRODUCTION This chapter deals with the background of the study statement of problem, objective of study, research questions, significance of the study, hypothesis, scope, limitation of the study and definition of terms. 1.1 BACKGROUND OF THE STUDY The era of oil boom in 1970’s in Nigeria economy lead to the nations over reliance on oil as its... Continue Reading
ABSTRACT Prior to our contemporary time, the bottling industry will dominated by the products of Nigerian Bottling Company Plc. Recently, 7-up bottling company Plc reemerged in the scene to compete with the Nigerian bottling company Plc, both also struggle with other manufacturers of mineral soft drinks. The scene was complicated further by poor... Continue Reading
ABSTRACT The prudential guidelines for licensed banks which are based on globa banking standards, imposed far-reaching requirements in the classification of risk assets and provision for bad and doubtful debts. Since its introduction in November 1990 the implementation of the guidelines has had a profound impact on the operations of banks. In this... Continue Reading
ABSTRACT In all nations, the manufacturing sector is the life wire of economy of a nation development. Manufacturing is also a nation Describe as transformation of raw materials into finish goods which can export to other nations whereby earning or improving our foreign exchange reserve. The study investigated the impact of high bank lending rate... Continue Reading
The SME sector is strategically positioned to absorb up to 80% of jobs, improve per capita income, increase value addition to raw materials supply, improve export earnings and step up capacity utilisation in key industries. The sector is structured across other key sectors, including Agriculture, Mining and Quarrying, Building and Construction,... Continue Reading
In a setting like a bank, it is believed that “the customer is always right”. In other words, since the customers are always right, they are to be held in high esteem. That is, they should be treated in a special way. Therefore, language used by the staff in the customer care service unit ought to be polite in nature and its application when... Continue Reading
ABSTRACT Central banks are general known to be concerned with the maintenance of monetary stability. This task involves the regulation of money in circulation consistent with the absorphic capacity of the economy axiomatically, excessive growth in money supply rates to high rates of spending on domestic or foreign goods given that domestic supply... Continue Reading
ABSTRACT The main objective of any financial institution is to harness their profit making potentials and subsequent development and growth. An the purpose of this study is to urge banks to adopt the efficient use of information technology in all their banking operations. This will in turn load to increased customer’s satisfaction and patronage... Continue Reading