Abstract This project seeks to demonstrate the use of virtual and cryptocurrencies. In recent years, they have taken on various forms; from mediums of exchange to stores of investment value. This unique function is made secure through the security and reliability of Blockchain technology. This project employs Stellar, a Blockchain implemented network to construct a payment and money exchange technology that has the capability of easing transactions and lowering the cost of money transaction across global distances. The project has demonstrated that virtual currencies held on digital ledger networks on the Blockchain can be practically implemented as a money wallet for every day use.