Explore Project Topics on: Credit risk management and banking sector performance in Nigeria

ABSTRACT SACCOs are essential financial intermediaries especially in the rural and far to reach areas by commercial banks. Poor financial performance, insolvency and general liquidity challenges have become common to SACCOs. Loans provide the most favourable investment option for financial entities due to the interest receivable. In carrying out... Continue Reading

  ABSTRACT  The study aimed at assessing the efficiency of credit risk management on banks performance. Secondary source of data were used for the study. Correlation Coefficient and regression analysis were used in testing the hypotheses. The study concludes that credit risk affect the performance of Union Bank of Nigeria Plc and that to... Continue Reading

  ABSTRACT  The study aimed at assessing the efficiency of credit risk management on banks performance. Secondary source of data were used for the study. Correlation Coefficient and regression analysis were used in testing the hypotheses. The study concludes that credit risk affect the performance of Union Bank of Nigeria Plc and that to... Continue Reading

ABSTRACT The concept ofMicrojinance in Uganda is one ofthe most developed in the Sub-Saharan Africa. However, given the importance of credit risk in microfinance functioning, the efficiency of Micro/inance Risk Management which includes techniques, methods, processes, procedures, activities and incentives is expected to significantly influence its... Continue Reading

ABSTRACT The concept ofMicrojinance in Uganda is one ofthe most developed in the Sub-Saharan Africa. However, given the importance of credit risk in microfinance functioning, the efficiency of Micro/inance Risk Management which includes techniques, methods, processes, procedures, activities and incentives is expected to significantly influence its... Continue Reading

CREDIT MANAGEMENT IN BANKING SECTOR (A CASE STUDY OF SKYLE BANK) CHAPTER ONE I.0 INTRODUCTION The purpose of credit in banks is to earn interest and make profit. It follows that principles of goods lending shall be concerned with ensuring, so far as possible that the borrower will be able to make scheduled payments with interest in full and within... Continue Reading

ABSTRACT The purpose of the study was to establish the effect of risk management on Loan performance in commercial banks in Mogadishu Somalia. The objectives were to assess the effect of risk identification on Loan performance of commercial banks in Mogadishu Somalia, to determine the effect of risk assessment on Loan performance of commercial... Continue Reading

ABSTRACT The Agricultural Credit Guarantee Scheme Fund (ACGSF) was established in 1977 with the aim of enhancing commercial banks’ loans to the agricultural sector in Nigeria with focus on agro-allied and agricultural production. But the scheme has been unable to achieve the desired level of funding that will take the countries Agriculture to... Continue Reading

ABSTRACT The Agricultural Credit Guarantee Scheme Fund (ACGSF) was established in 1977 with the aim of enhancing commercial banks’ loans to the agricultural sector in Nigeria with focus on agro-allied and agricultural production. But the scheme has been unable to achieve the desired level of funding that will take the countries Agriculture to... Continue Reading

TABLE OF CONTENTS DECLARATION APPROVAL DEDICATION iii ACKNOWLEDGEMENT iv ABSTRACT viii CHAPTER ONE 1 INTRODUCTION 1 1.0 Introduction 1 1.1.1 Background to the Study 1 1.1.1 Historical Perspective 1 1.1.2 Theoretical Perspective 3 1.1.3 Conceptual Perspective 3 1.1.4 Contextual Perspective 4 1.2 Problem Statement 5 1.3 Purpose of the study 5 1.4... Continue Reading

ABSTRACT Credit risk management is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the effect of credit risk management on the performance of banks in Nigeria with particular reference to Zenith Bank Kabuga branch. The importance... Continue Reading

ABSTRACT The purpose of this study is to examine credit risk management and bank profitability in Nigeria.  The study employ secondary data collected from some selected quoted banks in the Nigerian Stock Exchange for the periods of 2008 to 2012 for the empirical analyses. The empirical... Continue Reading

ABSTRACT             This study intends to examine the impact of credit risk on bank performance in Nigeria for the period 2004-2014. The pervasive incidence of non-performing loan is one of the prime causes of failure in the banking system. The internal exams to ascertain if loans are with collateralized and self-liquidating could not... Continue Reading

ABSTRACT The study empirically examines the incidence of credit risk management on financial institutions in Nigeria. In Nigeria, the incidence of credit risk management on financial institutions in any economy across the globe has been widely investigated. The study... Continue Reading

TABLE OF CONTENTS DECLARATION ........................................................................................................................ .i APPROVAL ................................................................................................................................ ii DEDICATION... Continue Reading

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Recently, most industries in the country (Nigeria) have been existing in the firm of small industries (cottage industries) i.e household limit carrying out industries activities in the traditional method... Continue Reading

TABLE OF CONTENTS DECLARATION ............................................................................................................... i APPROVAL .................................................................................................................... ii LIST OF TABLES... Continue Reading

ABSTRACT The study examines risk management and Credit Administration in Union Bank Plc, Kaduna. The research questions that guided this study were: How is risk managed in Union Bank? What are the constraints militating against risk management and credit administration? What are the solutions to the identified problems. The survey method was used... Continue Reading

Women Enterprise Fund as any other credit business is exposed to credit risks. Credit  advanced to women by WEF come along with credit risk challenges. How the fund  has handled these risks challenges among women is not adequately researched  compared to other enterprises or corporations. To the researcher knowledge, there is  little... Continue Reading

IN UNION BANK NIGERIA PLC, KADUNA ABSTRACT The study examines risk management and Credit Administration in Union Bank Plc, Kaduna. The research questions that guided this study were: How is risk managed in Union Bank? What are the constraints militating against risk management and credit... Continue Reading

(A CASE STUDY OF UBA PLC)   ABSTRACT The aim of this study is to examine the pattern of credit risk management and the consequential effect of bad, doubtful and uncollectible debts. In most banks, colossal debt burden has continued to mount pressure on their ability to balance liquidity in value asset... Continue Reading

ABSTRACT This research titled “Global Economic Crisis and Credit Risk Management in  Nigerian Deposit Money Banks: A Case Study of First Bank Nigeria  Limited”. Chapter one is the introduction of the study, statement of the  problem, objective of the study and prelude to the significant of the study,  research hypothesis and scope and... Continue Reading

              AN ASSESSMENT OF RISK MANAGEMENT AND CREDIT ADMINISTRATION IN BANKS  CHAPTER ONE INTRODUCTION 1.1    Background of the Study Risk Management is the identification assessment and prioritization of risks. It is the effect of uncertainty on objectives, whether positive or negative followed by coordinated and economic of... Continue Reading

TABLE OF CONTENTS DECLARATION APPROVAL DEDICATION ACKNOWLEDGEMENT TABLE OF CONTENTS LIST OF TABLES vfli LIST OF FIGURES ABSTRACT CHAPTER ONE i. INTRODUCTION 1 1.0 Introduction 1.1 Background to the study 1 1.2 Statement to the problem 3 1.3 Purpose of the study 4 1.4 Research objectives 4 1.4.1 General objective 4 1.4.2 Specific objectives 4 1.5... Continue Reading

A BSTRACT Recent reports have traced bank failures across the country to rising “toxic assets” in commercial banks’ loan portfolio. Poor credit appraisal techniques that have seen credit exposures turn bad, no doubt, largely accounts for this rising level of non-performing loans .  This development not only threatens the viability and... Continue Reading

2.1   Introduction The literature covers extract from source documents in line with the objectives of the study. The literature shall be segmented into the following sub themes. The concept of risk management in commercial banks, concept of credit administration,... Continue Reading

ABSTRACT The study covers the 'role of credit risk management on the performance of microfinance institutions', in Uganda a case study of PRIDE MICRO FINANCE The scope of the research included, the funding of MFI, the role of MFI, the challenges lending policies, how credit risk measurements, the credit of risk management and hoe the credit... Continue Reading

TABLE OF CONTENTS Title of Page  Approval Page  Dedication  Acknowledgment  Table of Content  CHAPTER ONE: INTRODUCTION 1.1 Background to the study  1.2 Statement of research problem  1.3 Research hypotheses  1.4 Objectives of the study  1.5 Significance of the study  1.6 Scope and limitations of the study  1.7 Scheme of the study ... Continue Reading

ABSTRACT The nature and role of banks in financial intermediation portray the institution as vulnerable. The primary source of banks funds are deposits from other banks, private customers and other corporate organizations, such deposit, usually short termed are course, legally repayable in full to the depositors on demand in investing the money... Continue Reading

ABSTRACT This project with the impact of management and risk on Nigeria Banking Industry. A case study of AFRI-BANK Nigeria Plc. Risk management as we can see originated form United State of America. This concept of risk management was on established policy on protecting the assets of an organization, institutions etc from being destroyed as a... Continue Reading