Explore Project Topics on: strategies and problems of bank lending (acase study of union bank)

INTRODUCTION Before the introduction of the prudential guidelines, according to CBN circular (1990) some banks were used to declaring huge but unrealized profit, otherwise referred to as “paper profit”.  The following problems will be investigated in this study: (a)Did profit figures of the selected commercial banks decrease significantly... Continue Reading

INTRODUCTION Before the introduction of the prudential guidelines, according to CBN circular (1990) some banks were used to declaring huge but unrealized profit, otherwise referred to as “paper profit”. The following problems will be investigated in this study: (a)Did profit figures of the selected commercial banks decrease significantly post... Continue Reading

ABSTRACT This research work is aimed at satisfying those who have interest in the effect of government policy on commercial banks lending ability in Nigeria (1999-2005) especially the bankers throughout the world who are involved in financial transaction with Nigeria. The data required for achieving these questionnaire, Newspaper, Journals union... Continue Reading

ABSTRACT This research work is aimed at satisfying those who have interest in the effect of government policy on commercial banks lending ability in Nigeria (1999-2005) especially the bankers throughout the world who are involved in financial transaction with Nigeria. The data required for achieving these questionnaire, Newspaper, Journals union... Continue Reading

ABSTRACT This research work is aimed at satisfying those who have interest in the effect of government policy on commercial banks lending ability in Nigeria (1999-2005) especially the bankers throughout the world who are involved in financial... Continue Reading

ABSTRACT This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans.  Investigating the extent to which ratio analysis assist bank managers in their decision in lending.  Bank... Continue Reading

ABSTRACT This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans. Investigating the extent to which ratio analysis assist bank managers in their decision in lending. Bank... Continue Reading

ABSTRACT This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans.  Investigating the extent to which ratio analysis assist bank managers in their decision in lending.  Bank... Continue Reading

ABSTRACT This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans. Investigating the extent to which ratio analysis assist bank managers in their decision in lending. Bank... Continue Reading

  INTRODUCTION  for bank to survive in   today’s growing dynamic highly competitive bank environment the marketing  of the banking service is indeed inevitable so that they can serve its customers with a well tail over package and creating programme in order to meet adequately  the various needs of its customers and other company specific... Continue Reading

INTRODUCTION for bank to survive in today’s growing dynamic highly competitive bank environment the marketing of the banking service is indeed inevitable so that they can serve its customers with a well tail over package and creating programme in order to meet adequately the various needs of its customers and other company specific requirements.... Continue Reading

ABSTRACT This research work aims at investigating the problems encountered by small and medium scale enterprises in obtaining bank loans with particular reference to Union Bank Nig. Plc, Ogui Road, Enugu. It is a common knowledge that Banks often favour the large –scale industries in credit extension scheme. This is because of their higher... Continue Reading

ABSTRACT This research work aims at investigating the problems encountered by small and medium scale enterprises in obtaining bank loans with particular reference to Union Bank Nig. Plc, Ogui Road, Enugu. It is a common knowledge that Banks often favour the large –scale industries in credit extension scheme.  This is because of their higher... Continue Reading

ABSTRACT The emergence of Banks owned by the local private sector began in the mid-1970s. Financial markets in the period since independence have been dominated by foreign and government owned commercial banks. But deficiencies in financial intermediation provided an opportunity for local private investors to enter financial markets. Between the... Continue Reading

EMPIRICAL ANALYSIS OF COMMERCIAL BANKS LENDING POLICIES TO THE PRIVATE SECTOR A CASE STUDY OF UNION BANK OF NIGERIA PLC OGUI ROAD ENUGU ABSTRACT In this study, researcher examined the empirical analysis of commercial banks lending policies to the private sector. A case study of union bank of Nigeria plc. The study is significance on the system of... Continue Reading

EMPIRICAL ANALYSIS OF COMMERCIAL BANKS LENDING POLICIES TO THE PRIVATE SECTOR (A CASE STUDY OF UNION BANK OF NIGERIA PLC OGUI ROAD ENUGU) ABSTRACT In this study, researcher examined the empirical analysis of commercial banks lending policies to the private sector. A case study of union bank of Nigeria plc. The study is significance on the system... Continue Reading

ABSTRACT In this study, researcher examined the empirical analysis of commercial banks lending policies to the private sector. A case study of union bank of Nigeria plc. The study is significance on the system of monetary and credit policy measure which the central bank has stipulated the amount of interest lending rates that are obtainable in the... Continue Reading

TABLE OF CONTENTS Title page  Approval page Dedication  Acknowledgement CHAPTER ONE: INTRODUCTION 1.1Background of the study 1.2Statement of the study 1.3Objectives of the study 1.4Definition of the study CHAPTER TWO: REVIEW OF RELATED LITERATURE 2.1What is a Bank? 2.2Basic principle of commercial banking lending  2.3Nigeria commercial Banks... Continue Reading

ABSTRACT Commercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy.   It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the... Continue Reading

ABSTRACT To secure   a better understanding of the impact of collateral security on bank lending. The objective of this work therefore is to examine the factors the necessitated the impact of collateral security in the Bank Lending with particular reference to the borrow and also to researchers. Primary data was generated through the... Continue Reading

ABSTRACT Commercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy. It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the bad... Continue Reading

ABSTRACT Commercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy. It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the bad... Continue Reading

ABSTRACT Commercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy.   It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the... Continue Reading

ABSTRACT To secure a better understanding of the impact of collateral security on bank lending. The objective of this work therefore is to examine the factors the necessitated the impact of collateral security in the Bank Lending with particular reference to the borrow and also to researchers. Primary data was generated through the administration... Continue Reading

THE IMPACT OF ACCOUNTING INFORMATION ON BANK LENDING (A STUDY OF FIRST BANK OF NIGERIA PLC, ENUGU) ABSTRACT This study focused on the impact of accounting information on bank lending. The study adopted First Bank of Nigeria PLC, Enugu. The study adopted survey method of research. A sample of 70 respondent was used. The analytical tools were... Continue Reading

ABSTRACT It is well known phenomenon that some business men that have sound business acumen and entrepreneurial ability do not have the financial resources to carry on their business activities and one avenue open to them for such financial assistance is commercial banks. It is for such persons this work is meant to serve their interest and to... Continue Reading

ABSTRACT It is well known phenomenon that some business men that have sound business acumen and entrepreneurial ability do not have the financial resources to carry on their business activities and one avenue open to them for such financial assistance is commercial banks. It is for such persons this work is meant to serve their interest and to... Continue Reading

ABSTRACT It is well known phenomenon that some business men that have sound business acumen and entrepreneurial ability do not have the financial resources to carry on their business activities and one avenue open to them for such financial... Continue Reading

ABSTRACT The study, the practice of staff selection and induction in Union Bank of Nigeria Plc, Enugu was chosen by the researcher to investigate the following:- -To find out if the Staff of Union Bank are induced. -To find out the people’s responsibility for staff selection and induction in Union Bank. -To determine if the staff of Union... Continue Reading