TABLE OF CONTENTS
Title page i
Certification ii
Dedication iii
Acknowledgement iv
Table of Contents vi
List of Tables x
Abstract xii
CHAPTER ONE: INTRODUCTION
Background to the Study 1
Statement of the Problem 8
Research Questions 11
Research Hypotheses 12
Purpose of the Study 13
Significance of the Study 13
Operational Definitions of Terms 14
Scope of the Study 15
CHAPTER TWO: REVIEW OF RELATED LITERATURE
Preamble 16
Concept of Retirement 16
Types of Retirement 19
Post-Retirement Problems of Retirees 23
Retirement Counselling 33
Counselling Needs of Post Retirement of Retirees 36
Empirical Studies on Retirement Problems and Counselling Needs 42
Summary of Review of Related Literature 48
CHAPTER THREE: RESEARCH METHODOLOGY
Preamble 50
Research Design 50
Population, Sample and Sampling Techniques 51
Instrumentation 52
Psychometric Properties of the Instrument 53
Procedure for Administration and Collection of Data 54
Procedure for Scoring 55
Method of Data Analysis 55
CHAPTER FOUR: RESULTS
Preamble 57
Demographic Data 57
Hypothesis Testing 62
Summary of the Findings 67
CHAPTER FIVE
DISCUSSION, CONCLUSION AND RECOMMENDATIONS
Preamble 70
Discussion 70
Conclusion 74
Implications for Counselling 75
Recommendations 76
Suggestions for Further Studies 77
REFERENCES 77
APPENDIX 86
ABSTRACT
At retirement, major changes occur in these aspects of individual daily lives. Retirement has been associated with obvious changes in lifestyles, daily routine, income, social status, age, strength, environment and most times, health. This study investigated post retirement problems and counselling needs of retirees in Osun state.
The study was a survey research. The population of this study comprised all retirees in Osun State while 210 respondents were used as sample size in the study. A questionnaire titled “Post-Retirement Problems and Counselling Needs Questionnaire (PPCNQ)”was used as an instrument to collect data needed for the study. The variables taken into consideration were gender, age and highest educational attainment. Mean and rank order analysis were used to answer the main research questions while the null hypotheses formulated were tested using t-test and ANOVA statistical techniques at 0.05 level of significant.
The findings of the study revealed that post retirement problems includes delay of pension payment; lack of access to regular income; and inadequate monthly allowance. The findings also revealed that counselling needs of retirees are taking right nutrient; enlightenment on how to deal with loneliness; and problem of how to start private business. It was also found that there no significant difference existed in the post retirement problems associated with retirees in Osun state based on gender, age and highest educational attainment. Also, there was no significant difference was found in the counselling needs of retirees in Osun state based on gender, age and highest educational attainment.
Based on the findings of this study, it is recommended that government and other employers of labours should make regular payment of pension priority in order to avoid delay in payment. Counsellors should encourage the workers to plan adequately for life after paid employment.Counsellors should also orientate the retirees on the strategies and coping mechanisms which can be used to address retirement challenges they are bound to face after paid employment.
