TABLE OF CONTENT
Title page i
Certification ii
Dedication iii
Acknowledgement iv
Table of content v
CHAPTER ONE
1.1 Introduction
1.2 Statement of the problem
1.3 Research Questions
1.4 Objective of the Study
1.5 Research Hypothesis
1.6 Significance of the study
1.7 Scope of the study
1.8 Definition of Terms
1.9 Plan of the Study
CHAPTER TWO
2.1 LITERATURE REVIEW
CHAPTER THREE
METHODOLOGY
3.1 Sources of Data
3.2 Population of the study
3.3 Sample of Size
3.4 Method of Data Collection (Instrument)
3.5 Method of Data Analysis
3.6 Limitation to Methodology (Options)
CHAPTER FOUR
4.1 DATA PRESENTATION, ANALYSIS AND INTERPRETATION
CHAPTER FIVE
5.1 Summary of Finding
5.2 Conclusion
5.3 Recommendation
References
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND INFORMATION ABOUT THE STUDY
According to Banda M. (2002) Micro Finance is about Providing Financial Services to the poor who are traditionally not served by the conventional financial institution. In Nigeria. The formal financial system provides services about 35% of economically active population while the remaining 65% are executed from the access to financial services. The small and medium scale enterprises falls among the 65% who are not catered for finally. The finance need of most of these small and medium scale enterprises are catered for the informal financial sector via non – governmental organization (N.G.O) friend money, other relatives as well as credit union.
In order to enhance financial flow to the poor Nigerians who want to start – up a small and medium scale business, the government has in the past initiative a series of public finance micro – credit programme and policies targeted at the poor. Some of such programme well Agricultural Credit Guarantee Scheme (ACGS). People Bank of Nigeria (PBN), Community Bank (CB), Non – Micro finance bank etc. All these are aimed at empowering Nigeria and local productions.
