TABLE OF CONTENTS
Title page ii
Certification iii
Dedication iv
Acknowledgement v
Proposal vii
Table of contents x
Chapter one: Introduction
1.1 Background of the study 1
1.2 Statement of the problem 5
1.3 Purpose/objective of the study 6
1.4 Research questions 7
1.5 Research hypothesis 8
1.6 Significance of the study 9
1.7 Scope, limitation/delimitation 10
1.8 Definition of terms 11
Reference 13
Chapter two:
Review of related literature 15
2.1 Introduction 15
2.2 The Nigerian monetary transfer system 17
2.3 Overview of the electronic
monetary transfer system 21
2.4 Electronic payment instruments 24
2.4.1 Automated teller machine 24
2.4.2 Electronic funds transfer point of sale 26
2.4.3 International money transfer 27
2.4.4 Computerized inter-bank funds transfer 28
2.4.5 Internet payment 28
2.5 Problems associated with the development
of electronic banking system in
2.6 Implications of the electronic banking system 35
Reference 38
Chapter three:
Research design and methodology 40
3.1 Areas of study 42
3.2 Sample and sampling techniques 42
3.3 Instruments of data collection 43
3.4 Methods of data presentation 43
3.5 Methods of data analysis 45
Reference 47
Chapter four:
Data presentation and analysis 50
4.1 Data presentation 50
4.2 Data analysis 63
4.3 Test of hypothesis 68
Chapter five:
Findings, recommendation and conclusion 73
5.1 Summary of findings 73
5.2 Conclusion 76
5.3 Recommendation 78
Bibliography 80
Appendix 86
